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Shumaila's Group
In this Group: Shumaila, Shabana
Shumaila is a 35-year-old married woman. She has three children, two daughters and a son. She is striving hard to support them, which includes providing food and healthcare. Her husband is employed in a small factory, but his income is not sufficient to meet the daily expenditures of the family.

Shumaila started her business sewing clothes to contribute to the family income. She is very familiar with stitching techniques. She requested a loan to buy some spools of thread, cloth, buttons and needles so she will be able to meet the demands of her customers without failure. She hopes to grow her business and dreams of providing a better standard of living for her children through all her hard work in her business.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 161
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 105.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shumaila's Group's $475 loan helped a member to buy spools of thread, cloth, buttons, and packs of zippers and needles.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 22, 2014
Currency Exchange Loss:
Nov 17, 2014