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Rakhat is 30 years old, married and raising three children together with her husband. Rakhat has secondary education. She works as a paid cleaner at the local school, however this income is not enough. Since 2001, as an additional income for her family, Rakhat has worked with livestock breeding as well, after purchasing livestock for 20,000 som (KGS). Thanks to Rakhat's persistent work, her farm currently has two dairy cows and six sheep. The monthly income is 10,000 som (KGS).

With an aim to further develop her business, Rakhat turned to the microfinance bank "Bai Tushum & Partners" for a loan to purchase sheep to fatten and subsequently resell at the market at a higher price. Rakhat plans to invest the income from the loan in further increasing the number of livestock.
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Рахат 30 лет, замужем, вместе с супругом воспитывают 3 детей. У Рахат - среднее образование, она работает техничкой в местной школе на зарплату, но так как, этих доходов недостаточно, с 2001 года в качестве дополнительного дохода для своей семьи, Рахат занимается еще и животноводством, с покупки скота на 20,000 сом KGS. Благодаря упорному труду Рахат, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 6 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Рахат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом -на покупку овец для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Рахат планирует вложить в дальнейшее приумножение количества домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,013,000
    Funds lent in using Kiva
  • 50.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Rakhat to purchase sheep for fattening and reselling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2014
Jan 26, 2014
Currency Exchange Loss:
Jan 18, 2015