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Josephine is 52 years old and lives in Libertad Alto, Sinacaban, Philippines. She is married with 6 children.

Josephine sells assorted products to earn a living and has had this business for 20 years. Each month she earns 1500 PHP doing this type of work. She has requested a loan for 12000 PHP to restock store with basic commodities.

Josephine has been a member of PMPC for 8 years. In the future, Josephine hope to supplement her family's income.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 442
    View loans »
    Philippines Loans Fundraising
  • $69,767,025
    Funds lent in using Kiva
  • 45.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Josephine to restock her store with basic commodities.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 21, 2014
Currency Exchange Loss:
Aug 17, 2014