This loan will benefit the small businesses that are owned by the members of Yola's group. Yola tells us that this is her second loan cycle with Pro Mujer. She joined the organisation following an invitation from one of the representatives went to visit her at home. Yola currently has a business selling milk. She says that she learned this trade from her parents and that this was the family business. After marrying, Yola decided to start her own business.
This loan will be used to increase working capital, by buying cattle feed from the communities in the La Paz department. The feed will be used for her animals and Yola will later sell their milk. This work allows Yola to earn an income to support her family. She is married and has six children.
When asked what she likes about Pro Mujer, Yola replies that she likes the savings offered by the organisation.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yola es integrante, ella indica que hace es el segundo ciclo que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de leche; da a conocer que este negocio lo aprendió de sus padres, ya que el mismo fue un negocio familiar, posterior a tener su matrimonio decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de alimento para ganado) que adquirirá de las comunidades del departamento de La Paz y posteriormente a la crianza lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene seis hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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