A loan of $1,200 helped to buy cows.


Maral's story

Maral is 34 years old, married, and is raising three children with her husband. Maral has a high school education, and to earn the primary source of income for her family she practices animal husbandry. She started this work 15 years ago with the purchase of 20,000 som (KGS) of livestock. Thanks to her tireless work she now owns eight milk cows. She has everything needed to raise animals, including 600 bales of ready feed. With eight milk cows she sells 80 liters of milk per day to wholesale buyers. Her monthly income is 20,000 som (KGS). With the goal of further developing her business, Maral contacted the microfinance bank Bai-Tushum and Partners for a loan to buy cows to increase her herd. She plans to invest earnings from use of the loan into further expanding her herd of livestock, and also plans to save money for her children's future education.

Translator profile picture

Translated from Russian by Kiva volunteer Anna Hazen



Loan details


Lenders and lending teams




Loan details