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Jamila is 66 years old and a widow, as her husband died several years ago. She has a high school education. Jamila earns the family's primary source of income by farming, which she started 35 years ago with 4,000 som (KGS). Thanks to her tireless work she today owns 2.1 hectares of land where she primarily grows beans and clover. She sells her harvest to wholesalers. Her monthly income is 16,000 som (KGS). In order to earn more income and further develop her business, Jamila came to the microfinance bank Bai-Tushum and Partners for a loan to buy a cow to increase her livestock holdings. Jamila has decided to simultaneously practice animal husbandry and raise animals. This will give her additional income from the sale of milk. In the future Jamila plans to save money to repair the animal barn.
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Жамиле 66 лет, вдова, супруг умер несколько лет назад. У Жамили - среднее образование, в качестве основного дохода для своей семьи Жамила занимается полеводством, стартовав 35 лет назад, с 4,000 сом KGS. Благодаря упорному труду Жамили, в ее хозяйстве на сегодняшний день имеется: 2,10 ГА земли, где в основном выращивает -фасоль и клевер. Полученный урожай реализуют оптовым поставщикам. Ежемесячный доход составляет 16,000 сом (KGS). В целях дополнительного получения дохода и дальнейшего развития своего хозяйства, Жамила обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коровы для увеличения поголовья скота, Жамила намерена параллельно заниматься животноводством и разводить скот. Это даст ей дополнительную прибыль как- реализация молока. В будущем Жамила планирует накопить средства на ремонт помещения для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 50.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Jamila to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Jan 25, 2014
Currency Exchange Loss:
Feb 17, 2015