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Update on Immaculate

Immaculate used the previous loan to buy clothes and pay school fees for her children. She has continued with the same business of selling clothes alongside earning money from rentals. Her main challenge is low capital. However, she has a vision of educating her children to higher levels of learning.

Immaculate needs a loan to stock more secondhand clothes to sell.

Previous Loan Details

Immaculate is a 40-year-old hardworking woman with 3 children living in Fort Portal, Uganda. She sells clothes and also has rental houses where she earns extra income. The ever changing customer preferences and price fluctuation affect her business growth while her desire is to own a modern bouti... More from Immaculate's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Uganda

  • $1,800
    Average annual income
  • 92
    View loans »
    Uganda Loans Fundraising
  • $33,579,050
    Funds lent in using Kiva
  • 2,485.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Immaculate to stock more secondhand clothes to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Jan 21, 2014
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Immaculate. It was first posted on Kiva on Feb, 2013. Learn More