Check out some available loans that are similar to this one!
Carmen Cecilia
Carmen is 18 years old, single, and has a child. She lives with her parents and child in Ríos Province, Ventanas Canton.

She is a member of the Virgen de Guadalupe community bank, which is located in the parish of Puerto Pechiche belonging to Pueblo Viejo Canton.

Carmen makes a living growing and selling maize and rice, and rearing chickens.

She is requesting a loan to lease land and buy inputs such as fertilizers, compost, insecticides and corn for her hens. She does her buying and selling in Ventanas. Her aim is to prepare the land in time to achieve a good yield and increase output.

Carmen faces challenges such as pests and diseases which damage her crops. In her free time, she enjoys playing sport and looking after her daughter.
View original language description ↓
Carmen tiene 18 años de edad es soltera tiene un 1 hijo vive con los padres y con el hijo en Cantón Ventanas Provincia de Ríos.

Es integrante de la ventanilla de la Virgen de Guadalupe que se encuentra ubicado en la parroquia Puerto Pechiche perteneciente al cantó Pueblo Viejo.

Carmen se dedica a la venta y ala siembra de maíz y arroz y a la crianza de pollos.

Solicita el crédito para el arriendo de terreno y la compra de insumos fertilizantes abonos insecticidas y morocho para las gallinas. La compra lo realiza en Ventanas y los vende en la misma localidad. La meta es preparar el desmonte a tiempo para obtener una buena produccion y aumentar la procuccion.

Enfrenta desafios como las plagas y enfermedades que dañan el cultivo. En los tiempos libres le gusta hacer deporte y cuidar de la hija.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Cecilia to buy inputs such as fertilizers, compost, insecticides and corn for her hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Jan 21, 2014
Currency Exchange Loss:
Aug 20, 2014