A loan of $1,500 helped to pay for new clothing for reselling to customers.


Anush's story

Anush lives in Goris town, with her husband and two school-aged children. She works at Vorotan village school, which is 15 km away from Goris town. Together with her work at school, Anush also trades in clothing. She purchases clothing and resells it at Vorotan village, after her work in school. For tackling financial hardships, Anush works hard to help her husband and sustain their family.

Anush has now applied for this loan. She will use it to purchase new clothing, for reselling to customers. Realizing how the retail business helps her family, this loan is very important for Anush.

She has been approved for a loan within the framework of a new joint initiative between Kiva and SEF International. The start-up loan program provides business start-up loans, with soft conditions, to informal businesses that do not have access to credit products. Anush will be very thankful to lenders for their support and goodwill.



Loan details


Lenders and lending teams




Loan details