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Mary Julfel
Mary Julfel, 52, is married with four children. She lives in Gumbil, Tudela, in the Philippines.

To earn a living, she has a ready-to-wear business. She has had this business for 10 years. Each month, she earns approximately 5,000 Philippine pesos. She has been a member of Paglaum Multi-Purpose Cooperative for five years.

In the future, Mary Julfel hopes to provide for her family's daily needs.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 321
    View loans »
    Philippines Loans Fundraising
  • $66,063,525
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Mary Julfel to restock her shop with ready-to-wear items.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Jan 19, 2014
Currency Exchange Loss:
Oct 23, 2014