Joseph is a married man. He has five children whose ages range from seven years to 27 years. He describes himself to be experienced. He operates a farm where he keeps poultry for egg production and also meat. He has been involved in this business for 17 years. His business is located in an area with potential and his primary customers are mostly restaurant owners. He describes his biggest business challenge to be lack of funds to buy more stock of chicken and their feed. He will use the Kes 50,000 loan to add stock of poultry and to buy poultry feeds. His business goal is to be successful within five years. He hopes that in the future, he will be prosperous. This is his first loan with SMEP DTM. He will use the anticipated profits to pay school fees for his children.