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Annta Gopal Shg Group
In this Group: Mamata, Babita, Rajani, Swaranalata, Nayana, Bidu, Latika, Sabita, Sasmita, Ketaki, Manju
Annta Gopal Shg is a self-help group consisting eleven members from a small village of Odisha, India. All the members of this group are women and all are engaged in activities like grocery shop, milk selling, tea stall, etc.They have made this group having a dream to be united to learn new concepts of business and help and support each other. All the members of this group are dedicated to make money to make their future secure.

One of them is Mamata, who was selected as their president. In the picture, she is the lady standing with raised hand. Mamata is 35 years old, married, and lives with her parents-in-law, her husband and three children who are in school. Her husband is a daily laborer.

Five years ago, she started a small business of selling fruits and vegetables in the near market. She earns 3,000 INR to 4,000 INR per month from this business, which is used for her household expenses. Mamata purchases the fruits and vegetables from wholesalers and sells to the market. Now she is planning to purchase vegetables directly from the farmers so she can save some extra money.

She and her group members have requested a loan amount of 165,000 INR. She will use her portion to buy fresh fruits, vegetables and big baskets directly from the farmer. She hopes to register her children in a good school in near future.

Additional Information

More information about this loan

This loan is designed for single mothers, widows and unmarried women, who are often excluded from Self-Help Groups in India. Many of these women, usually with families to support, do not have access to microfinance and often work as casual labor or domestic help. Self Help Groups are hesitant to accept them due to the social stigma attached to their status and very few microfinance organizations offer loans to individuals. By supporting this loan, you are enabling a poor woman in India to establish or grow her business.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 95
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 61.6
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Annta Gopal Shg Group's $2,700 loan helped a member to purchase fresh fruits, vegetables and big baskets directly from the farmer.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 31, 2013
Jan 18, 2014
Currency Exchange Loss: