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Elmer lives in a rural area of Tiraque province. His financial resources are limited and he also has five school-age children. He lives with his wife and has, as his main business, farming and, as his second, building services. He has to hire temporary staff from amongst his neighbours, to sow and harvest his crops. He lives in an adobe house which contains no fine handiwork. He always uses teams of oxen in his work - he does not use agricultural technology yet - he just does things the traditional way. As he does not have many savings, he has to apply for a loan to buy organic manure and poultry seed. This will enable him to continue working and will boost his income so that he can improve his quality of life.
View original language description ↓
El señor Elmer vive en una zona rural de la provincia de Tiraque, no cuenta con muchos recursos económicos y además tiene cinco hijos que están estudiando, vive con su esposa y trabaja en la actividad agrícola como actividad primaria y servicios de albañilería como actividad secundaria, tiene que contratar personal eventual para siembra y cosecha de sus productos que son sus vecinos, su casa está construida de adobe y no tiene obra fina por dentro. Siempre trabajo utilizando yuntas, todavía no utiliza la tecnología agrícola solo lo tradicional. Debido a que no tiene muchos ahorros, se ve en la necesidad de solicitar un crédito para comprar abono orgánico y semilla gallinaza, de esta forma seguirá trabajando y lograra aumentar sus ingresos para mejorar su calidad de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 122
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Elmer to buy organic manure and poultry seed.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Jan 19, 2014
Currency Exchange Loss:
Feb 26, 2015