The loan that they are requesting will benefit these micr-entreprises, including Remedios'. She tells us that she has been a member of Pro Mujer for one loan cycle and she joined on the invitation of her mother who is also a member. Currently, she has a business weaving and selling shawls. She let us know that she learned this business through observation and by looking at magazines, and she began making samples and then designing pieces for market.
The loan that she is requesting is for business capital (buying wool) from the markets in the city of El Alto and then for making and selling to her customers' orders. This manner of work enables her to generate income to maintain her home, as she lives with a partner and has a son.
When she was asked what she likes about Pro Mujer, she answered that she likes the savings, the loans, and the health trainings that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Remedios es integrante, ella indica que hace un ciclo que integra Pro Mujer, ingresando por la invitación de su madre que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; da a conocer que este negocio lo aprendió al observar, y mediante revistas, elaborando muestras pequeñas al inicio y posteriormente diseñar prendas para comercialización.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a solicitud de las clientes. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella vive en concubinato y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros, el crédito y el área de salud que le ofrecen en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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