Rosee Matinale 1, 2, 3 & 4 Group
Roselande has been running a clothes shop for the past four years. Prior to this she was a seamstress. She hopes that this loan will help her to expand her business.
The other members of the group will use their loans for their businesses, buying and selling food products, fizzy drinks, charcoal, food, etc.
Roselande's main ambition is to become a bigger trader during her lifetime, and continue to work with the field partner, Esperanza.
Elle n’est pas mariee et elle a trois enfants. Elle habite dans la region nord est d`Haïti ou de électricité est rare et de Léau portable est très limitée .
Roselande contient la boutique pendant les 4 dernieres années. Avant de faire ce commerce Elle fait la couture. elle espère que cet emprunt l’aidera à grandir son commerce. Des autres membres de son groupe ont besoin d’un emprunt pour faire le commerce tel que ventes produits alimentaires, boissons gazeuses, charbon, nourriture etc.
Elle son défit principal est de devenir une plus grande commerçante dans sa vie. Elle dit son but principal c'est d'avoir un plus grand business qui lui facilitera à un plus grand trafique avec les prêts de Esperanza.
More information about this loan
This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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