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42 year-old Saidaslam from the city of Vahdat wants to start a new business. He plans to get involved in animal husbandry. To start this business, he has a cowshed and experience in this type of field. Saidaslam is requesting a loan to buy young bulls that will become the founders of this new business. The reason for obtaining the loan is the fact that he does not have a sufficient initial capital. Saidaslam kept and took care of cattle for several years, so that they could provide his family with milk. Now that he gained experience, he can use it for the business. Saidaslam hopes that he will get help with starting this business.
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42 летний Саидаслам из городка Вахдат хочет начать новый бизнес. Он собирается заняться животноводческой деятельностью. Для обоснования данного бизнеса у него имеется коровник и опыт в этой сфере деятельности. Саидаслам просит кредит, чтобы купить маленьких бычков, которые станут основоположниками в новой деятельности. Причина, по которой он берет кредит, является не достаточное количество начального капитала. Саидамал несколько лет держал и ухаживал за коровами, чтобы они обеспечивали его семью молоком. Теперь, когда у него накопился опыт, он может его использовать для бизнеса. Саидамал надеется, что ему помогут начать бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $31,078,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Saidaslam to buy livestock and start his own business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Jan 21, 2014
Currency Exchange Loss:
Feb 20, 2014