A loan of $6,100 helped a member to buy supplies, fruit juices, water and fizzy drinks.

Virgen De La Luz (Manta) Group's story

The "Virgen de la Luz" loan group meets every fortnight in the El Mirador barrio of the city of Manta - a city known for its beautiful beaches which are popular all year round. Known for its unbeatable beauty, Manta has many tourist attractions.

This group of people decided to come together to create a loan group some time ago. The group has been of great help to the members as, with the loans, they have improved their small businesses. The members do different work including running general businesses, selling meals, offering services and other work.

One member of the group is 35-year-old Marilin. She is married and, with her husband, has two children, aged eleven and three years old respectively. The eldest child is in school. Marilin's husband is a labourer.

Marilin is a good housewife and, as well as looking after her husband and children, she makes a living preparing and selling fast food. The last three days of every week, Marilin opens a small restaurant in her house where in the morning she sells shrimp and fish ceviches and in the afternoons and evenings she sells hamburgers, savoury pastries, meats, fish dishes, small cakes and more. Marilin has had the business for ten years and, with it, she is helping to give her family a better future.

Marilin is going to use this loan to buy supplies for preparing her meals, as well as fruit juices, water and fizzy drinks. Marilin has been with the loan group since the beginning and she likes it because she has always been given loans. Marilin's dream is to have a big restaurant.

In this group: Marilin Marianela, Isabel Yadira, Ketty Ginger, Elena Rubinstey, Mercedes Monserrate, Dolores Monserrate, Luis Alberto, Ines Narciza, Elena Margarita, Erica Patricia, María Verónica, Genny Jacovita

Translated from Spanish by Kiva volunteer Iain Gaw

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