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Mr. Sor L. S. is 30 years old and is a father of three children who are too young to attend school. He and his wife work growing rice on their piece of farmland, and the outputs twice a year contribute $4 each day.

In Cambodia, people grow rice twice a year, which is called "rainy season rice" and "dry season rice," but in some areas, people can grow rice up to three times per year. In order to increase his family's income, Mr. Sor L. S. would like to request a loan from Kiva via CREDIT to purchase fertilizer for his crops, buy rice crops from growers to keep in stock, and resell when the price is increasing. Moreover, he will use the leftovers of the loan to purchase a motorbike to operate a motor-taxi when he is free from his farming work. (His wife is pictured because Mr. Sor L. S. is unavailable).

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 197
    View loans »
    Cambodia Loans Fundraising
  • $39,870,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sor to purchase fertilizer for his crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2008
Sep 29, 2008
Currency Exchange Loss:
May 15, 2010