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Kin T. is 53 years old and has worked raising animals on her plot of land since 1983. On average, she makes US$2 each day. Her husband is an old farmer growing cucumbers and is able to make US$2 each day as well. This couple together has one child, who works at a garment factory. Farming is making less profit to support the family, so Kin has decided to take out a loan of US$1000 to build a big stand selling rice and food in front of a garment factory. This will allow her family to earn much more than farming and raising animals.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kin to build a big stand selling rice and food in front of a garment factory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2008
Sep 29, 2008
Currency Exchange Loss:
May 15, 2010