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Derli Estefania
Derli is 21 years old; she is single; she has a daughter; and she lives with her parents. She lives in Mocache Canton, which is part the Los Rios Province.

Her communal bank is called 27 de Octubre and it is located in the precinct of Sara Guerrero, which is part of the canton of Mocache. It deals with farming and livestock.

Derli works in farming, growing yellow corn. She does her buying in Mocache at the Thursday market. WIth the money, she has been able to cover some necessities, such as labor costs and getting some supplies.

She requested this loan to buy fertilizers, manure, and seed. Her goal is to have money to provide her daughter with what she needs. In her free time, she likes to watch television and play sports.
View original language description ↓
Derli tiene 21 años de edad es soltera tiene una hija, vive con los padres vive en en el Canton Mocache Perteneciente a la Provicncia de los Rios.

La ventanilla se llama 27 DE OCTUBRE, se encuentra ubicada en el recinto Sara Guerrero, perteneciente al Canton Mocache se dedican a labores Agricolas y Pecuarias.

Derli se dedica a la agricultura a la siembra de maiz suave. Las compras las realiza en Mocache en la feria de los dias Jueves. Con el dinero ha podido cubrir algunas necesidades como el pago de la mano de obra y adquirir algunos insumos.

El credito solicito para la compra de fertilizantes, abonos semillas. La meta es tener dinero para dar lo necesario a la hija. En el tiempo libre le gusta ver television y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Derli Estefania to buy fertilizers, manure, and seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2013
Jan 16, 2014
Currency Exchange Loss:
Jan 19, 2015