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Elvis Fernando
Elvis is 21 years old and is in a common-law marriage. He has three children and lives in his parents' house with his partner and small children. He lives in the Mocache canton of the Los Rios province. His loan group is called '27 de octubre' and is located in the Sara Guerrero precinct in the Mocache canton, where residents make a living from agricultural work and livestock.

Elvis makes a living from agriculture, growing corn. He works on his parents' land. He will make the purchases in Mocache at the market on Thursdays. With the money he has been able to cover some of his expenses, such as paying for labor and buying some supplies. He is asking for the loan to buy fertilizers, manure, insecticides, seeds and a pump to fumigate.

Elvis' goal is to keep working and have more income to keep investing and buying land to build a house for his family. In his free time he likes to play sports and spend time with his family.
View original language description ↓
Elvis tiene 21 años de edad vive en Union Libre tiene tres hijos vive con los padres con la compañera y con los hios pequeños en casa de ellos,vive en en el Canton Mocache Perteneciente a la Provicncia de los Rios.

La ventanilla se llama 27 DE OCTUBRE, se encuentra ubicada en el recinto Sara Guerrero, perteneciente al Canton Mocache se dedican a labores Agricolas y Pecuarias.

Elvis se dedica a la agricultura a la siembra de maiz trabaja en terrenos de los padres. Las compras las realiza en Mocache en la feria de los dias Jueves.

Con el dinero ha podido cubrir algunas necesidades como el pago de la mano de obra y adquir algunos insumos.El credito solicito para la compra de fertilizantes, abonos, insecticidas, semillas y una bomba para fumigar.

La meta es seguir trabajando y tener mayores ingresos para seguir invirtiendo y comprar un terreno para constriuir la casa para la familia. En los tiepos libres le gusta hacer deporte y pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Elvis Fernando to buy fertilizers, manure, insecticides, seeds and a pump to fumigate.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 18, 2013
Jan 16, 2014
Currency Exchange Loss:
Mar 21, 2015