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This courageous man's name is Oyatullo. He is 34. He is the head of a family, a loving husband, and a responsible father. Oyatullo is a father of two. He has a nine year old girl and a boy of seven. He loves his family. Oyatullo lives with his family in Dushanbe. Dushanbe is the capital of the Republic of Tajikistan. The city is unique and beautiful in its own way. Oyatullo loves his city, and he likes to drive through the streets of his hometown.

A few years ago, Oyatullo worked as a taxi driver. He drove his customers from one point to another in the city. Because of his circumstances, he had to sell his car, and so he no longer works as a taxi driver. Now he has the option of taking out a loan so that he can once again do his favorite work. Oyatullo plans to save money and take out a loan to buy a car.
View original language description ↓
Этого мужественного человека зовут Оятулло. Ему 34 года. Он глава семейства, любящий муж и ответственный отец. Оятулло отец двоих детей. У него девятилетняя девочка и семилетний мальчик. Он очень любит свою семью. Оятулло вместе с семьей проживают в городе Душанбе. Душанбе-столица Республики Таджикистана. Этот город по-своему красив и не повторим. Оятулло тоже любит свой город и ему нравиться проезжать по проспектам родного города.
Оятулло несколько лет назад работал таксистом. Доставлял своих клиентов из одной точки города до другой. По обстоятельствам, он продал свою машину и больше не предоставлял услуги таксиста. Но теперь у него есть возможность с помощью кредита снова вернуться в свою любимую работу. Оятулло планирует собрать сбережения и сумму от кредита и купить машину.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 204
    View loans »
    Tajikistan Loans Fundraising
  • $31,083,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Oyatullo buy a taxi.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 14, 2014
Jan 20, 2014
Currency Exchange Loss:
Feb 19, 2014