These women from the Danaya group sell various products such as condiments, cereals, fabric, indigo, etc. In order to enhance and expand their revenue-generating activities, they decided to work with Soro Yiriwaso. This is their fifth group loan.
The woman seated second from the right, Nana, sells bazin (damask) fabric in various colors - white, green, yellow, red, and other colors. She would like to use her loan to buy pieces of bazin fabric and fabric dyes in Koutiala. They sell them for credit out of their homes and at the market to a diverse clientele.
While the other members of the Danaya group each want to earn an average monthly profit of 180,000 FCFA during this loan cycle, Madame Nana would like to earn 200,000 FCFA.
In addition to reimbursing their loans, they use one part of their revenue to pay their personal expenses and grow their business.
They would like to reinforce this partnership with Soro Yiriwaso in order to increase their stock.
Ces femmes de Danaya vendent de divers produits tels que, Condiments, Céréales, Tissus, Indigo et divers. Pour valoriser et élargir leur activité génératrice de revenu, elles ont décidé de collaborer avec Soro Yiriwaso. Elles sont à leur cinquième prêt de groupe.
La deuxième assise de la droite s’appelle Nana, elle est une vendeuse de bazins de diverses couleurs, blanc, verte, jaune, rouge et autre couleurs du groupe. Elle compte utiliser son prêt pour acheter des pièces de bazin et des colorants à Koutiala. Elle les vend au comptant à la maison et au marché à une clientèle diverse.
Tandis que les autres membres du groupe Danaya comptent réaliser un bénéfice moyen de 180 000f CFA chacune au cours de ce cycle Mme Nana compte réaliser 200 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter son fonds de commerce.
Elles souhaitent voir renforcer ce partenariat avec Soro Yiriwaso pour augmenter leur stock.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid