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Luz Y Vida Group
In this Group: Betty Bethza, Nelly Maria, Jannet Fanny, Esther Blanca, Alberto, Juana, Martha, Juan Carlos, Geny, Guadalupe*, Julia*, Romel, Fernando
* not pictured
The Luz y Vida (Light and Life) group is made up of 13 people, of whom four are men and nine are women. All of the group members live in the same zone of Munaypata, a neighborhood in El Alto, BoliV.. The members are involved in different economic activities, such as selling athletic and American clothing, food, and sweets. Some of the men in the group work as drivers.

Betty is the group president. She has three children, and works as a street vendor selling large shopping bags and sweaters. Her husband is a contractor. The treasurer, Jannett, is single and sells handicrafts; she is also studying. The secretary, Esther, has one son and runs a lunch counter, which does very well.

The group gets along very well. The women worked together previously with another financial institution, so they know each other very well. Most of the group members plan to use this loan to increase their inventory of products so that they can earn more money.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Luz Y Vida Group's $2,425 loan helped a member buy bulk merchandise to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 16, 2008
Oct 1, 2008
Currency Exchange Loss:
Mar 16, 2009