A loan helped to buy grocery items, toiletries, and beverages.

Vilma's story

This is Vilma, 33, a resident of Caloocan 5, Philippines. She is married to Jovienes, a construction worker. They have children. She and her husband manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Vilma operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, a small amount of cooking oil, or an egg. She earns a profit by getting supplies at wholesale prices and selling by the piece. She also has a direct sales business and sells frozen foods for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 2,100 PHP in sales every day.

She is requesting a 50,000 PHP loan to help her continue operating her business. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory. She will also use the loan to buy merchandise products for her direct sales business.

Vilma dreams to be more successful in her business and hopes to give her children a good life and education. She meets with her co-fellowship* members every week to share stories of her life and business and to draw strength and inspiration from the fellowship and the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.

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