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M. Younus
M. Younus is 46-year-old married man living with his spouse and six children in the area of Lahore.

He is a wholesaler of rice. He buys the rice from harvesters at low prices and sells in Lahore city to the retailers. He buys rice of various kinds such as basmati, super kernel, etc. He has been doing the same practice for many years and has many reputable retailers who like to buy rice from him in large quantity. In this tenure he has built up positive relationships with the retailers, and his customers have become like his advertisement as well.

He wants to buy rice in large quantity so he can easily cope with the rapid increase in customers and demand. In this way he would be able to increase his monthly income and savings as well. M. Younus praises for this honorable support; he thanks Kiva and field Partner BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 271
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped M. Younus to buy rice in bulk from harvesters for selling to the retailers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 16, 2014
Currency Exchange Loss:
Feb 21, 2015