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Noem's Group
In this Group: Noem, Yem, Theary
Noem, 35, is married with five children, residing in a rural village located in Battambang province’s Moung Russey district, Cambodia. For the last several years, she has been farming rice as a primary source of the family’s income and sometimes her husband works for others for a fee. Together, they can earn about 30,000 KHR per day to meet the family’s needs.

Noem has been with VisionFund for three cycles and completely paid back the past loans which have helped her improve her standard of living. Now leading her group to apply for a loan, Noem will use her portion to plow the fields. She hopes to increase her crop production.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,986.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Noem's Group's $850 loan helped a member to plow the fields.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Jan 16, 2014
Currency Exchange Loss:
Jan 17, 2015