A loan of $1,600 helped to buy clothing and slippers, as well as fishing materials for her husband's business.

Johana Elizabeth's story

The Communal Bank "Virgen Del Mar" (Our Lady of the Sea) meets every 15 days in the beautiful seaside community of San Mateo in the city of Manta. This area is known for its beautiful beaches that are frequented throughout the year by both domestic and foreign tourists. Most of the residents in this place are devoted to fishing or other jobs related to the sea.

Sra. Johana lives in this place. She is 30 years old, married, and has three children (ages 9, 7, and 3). The older children are in school. Her husband is a chauffeur and a merchant.

Doña Johana is a good wife who will utilize this loan for herself and her husband. She sells clothing of all types as well as slippers by going door-to-door. Her husband will also use the loan for his business. He will travel outside of the city in order to buy needed materials for fishing so that he can sell sell them to merchants in his area or directly to the local fishermen. Johana and her husband work every day at their respective businesses of transporting people, selling fishing materials, and selling clothing and slippers. She has been in business for more than three years while her husband has been working for many more years. Both of them have been able to move their family forward.

This loan will be used to buy clothing, slippers, and fishing materials. Johana has been with the Communal Bank for more than two years and enjoys being a member because the loans have allowed her to get ahead. Her dreams include having a car that she can use while making her sales.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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