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Pablo is a passionate Poblano farmer focused on providing for his family through what they grow. As is typical for small Mexican farmers, margins are tight and he does not turn a large profit. Despite that, the farm represents the family's primary income source and so Pablo is constantly looking to reduce his operating costs while maintaining or improving yields. He is investing in a 30 cubic meter Sistema Biobolsa biodigester and biogas stove in order to save money, reduce the environmental impact of his farm, and to better use the abundant cow manure available on his farm. The biodigester will treat the animal waste through anaerobic digestion, generating clean-burning, renewable biogas and a potent biofertilizer. Pablo and his family will use the biogas to reduce their reliance on non-renewable propane in the kitchen and for heating bathwater; the biofertilizer will help him improve the soil quality of his terrain without having to spend on expensive, agrochemical fertilizers. Pablo's loan represents 50% of the total cost of his biodigester and biogas stove.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.


About Mexico

  • $15,600
    Average annual income
  • 80
    View loans »
    Mexico Loans Fundraising
  • $20,993,025
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,350 helped Pablo buy a Sistema Biobolsa biodigester and biogas stove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 20, 2013
Jan 15, 2014
Currency Exchange Loss:
Mar 17, 2015