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Gotitas De Amor Group
In this Group: Marleni Elizabeth, Eugenia Herminia, Angelica Victoria*, Mida Ledumina, Judith Nataly, Celinda Carmela, Raquel Jakelin
* not pictured

Update on Gotitas De Amor Group

The Communal Bank "Gotitas De Amor" (Little Drops of Love) consists of seven women who have been responsible with their payments.

Eugenia is 38 years old, separated from her spouse, and has two children, one of whom is still a dependent. She sells chickens at a market near her town. Eugenia has been in this business for more than 10 years. She is pleased because her efforts have resulted in a better quality of life for her family.

In hopes of continuing to improve, Eugenia is requesting a loan in order to buy chickens. Continuing her business is her greatest wish. The group "Gotitas De Amor" appreciates the Kiva lenders for supporting them as they make progress. Eugenia is seated on the left side and wearing a gray shirt.
View original language description ↓
La Alcancía Comunal “Gotitas De Amor” está conformada por 07 mujeres responsables con sus pagos. Eugenia de 38 años es separada y tiene 02 hijos 01 de ellos aún dependiente. Eugenia se dedica a la venta de pollos en un mercado cerca de su localidad, lleva más de 10 años en dicha actividad. Se siente feliz pues gracias a su esfuerzo puede brindarle una mejor calidad de vida a su familia. Con el fin de seguir mejorando solicitó el crédito, la cual comprará pollos. Seguir implementando su negocio es su mayor anhelo. El grupo “Gotitas De Amor” agradecen a los inversionistas Kiva por apoyar en su progreso. Eugenia se encuentra sentada al lado izquierdo y tiene polo plomo.

Previous Loan Details

The Gotitas De Amor communal bank is comprised of seven responsible and active people. This is the case of Judith, who started out by selling beauty products. She saved what she could in order to undertake her own business of selling food. She conducts this business activity outside of a schoo... More from Gotitas De Amor Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Amor Group's $3,950 loan helped a member to buy chickens.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 3, 2014
Jan 17, 2014
Currency Exchange Loss:
Jun 17, 2014