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Jinfeng is an asylee from China. He used to have an import and export business in China. He is also an advocate of democracy in China. However, for this reason, he was persecuted by the Chinese government and had to close his business and escape from China with all his personal assets left behind.

He arrived in the U.S. in 2008. With his experience in the import and export business, he worked for a cosmetic products importer for three years. However, he is always an entrepreneur and doing business is always his goal. After he accumulated enough experience in doing business in the U.S., in 2011, he decided to start his new venture on this new continent as a wholesaler of cosmetic products. However, the business isn't always smooth. Because of limited capital, he has to rely on the bigger wholesalers who will eat up his profits. Now, with this Kiva loan, he can import in bulk from the manufacturers directly to increase his margin. His hope for his new life here in the U.S. all depends on this business.

Additional Information

More information about this loan

This loan has been made in collaboration with CAMEO(California Association for Micro Enterprise Opportunity) in order to build microlending capacity in California. In this partnership, CAMEO serves to support California microlenders, such as Fresno CDFI, throughout its partnership with Kiva. CAMEO’s mission is to grow a healthy, vibrant, thriving environment for all entrepreneurs and start-up businesses by advancing the work of its statewide member network.

About Pacific Asian Consortium in Employment

Pacific Asian Consortium in Employment (PACE) is a large nonprofit community development organization based in Central Los Angeles, California. Founded in 1976, PACE offers training to low-income individuals and families to help them meet the challenges of employment, education, housing and business development.

Kiva lenders’ funds are used to support even more people, especially those who attend training sessions but who PACE is unable to serve because of capital constraints. The funds are also used to ease the organization’s loan collateral requirements.


About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD