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Tim S., 47, is married and lives with five of her seven children in Kampong Cham Province, Cambodia. She is a rice farmer but her farm is just to support the family members from day to day . Her husband has been a bean farmer since he married with his wife. On average, he typically makes US$1.70 in profits per day. Two children are students and three others are garment factory workers. She told a loan officer that she on average spends on food US$40 every month, US$10 on children's education, US$15 on transportation. To double the family's income she has requested a loan of US$500 to purchase a horse and cart to transport goods for profit.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Tim to purchase a horse and cart to transport goods for profit.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 13, 2008
Sep 29, 2008
Currency Exchange Loss:
May 15, 2010