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Hong is a 37-year-old married woman living in Ho Chi Minh City. She has 2 children. For the past 10 years, Hong and her husband have earned a living running a general store. Hong would like to take a loan to buy a greater variety and quantity of basic goods, such as snack foods and confectionery, to stock her general store. She hopes this will enable her to better meet the needs of her existing customers and attract additional customers. Hong also hopes that, through the loan, her business will generate a higher income. This will help her to improve her family's living conditions and to save money for her children's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.


About Vietnam

  • $5,600
    Average annual income
  • 58
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,061.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Hong to buy a greater variety and quantity of basic goods to stock her general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 25, 2013
Jan 14, 2014
Currency Exchange Loss:
Oct 18, 2014