A loan of $2,375 helped a member to purchase more items like edible oils and cereals to sell.

Ruth Group's story

"Stability and security are just illusions. But they are necessary illusions because without them, there would be no way of going on,” says Nengboi whose husband was murdered by miscreants in the neighboring state and his dead body never found. She is the profile member of Ruth Group and the featured borrower for the group. When her husband was alive, she used to sell charcoal and firewood in the town market on the northern side of Manipur state, which is about 35 km from the state capital. But she discontinued her charcoal selling business, as she could not leave the house for business purposes. She had to take care of the family and the kids at home.

Nengboi started running a grocery shop in front of her house. She sells all essential commodities like detergent soap, detergent powder, salt, toothpaste, edible oils, kerosene, onions, ginger etc. She usually gets the supplies from the nearest town market or in the capital market in Imphal. Most of the villagers buy commodities from the shop because the shop is located in the village itself and they don't have to spend extra money to go to the town market just to get a pack of salt. Because she doesn't have enough money to purchase supplies for sale, customers usually get irritated when their demands cannot be met.

With the Kiva loan, she will purchase supplies from the army canteen at a low price and sell them. She is planning to open a savings account and start saving for the future. She says she will also repay the loan on time and try to expand her grocery shop. She thanks WSDS and Kiva for the generosity and love for the group members. She says, “Thank-You Kiva”.

The rest of the group members are engaged in raising cattle, pigs, poultry and other businesses.

In this group: Kimngah, Thangbnem, Lhingneihoi, Nengboi, Kainei, Vahneilhing, Lhingjanei, Lhingneilam, Lhingjoujam, Phalneilhing
*not pictured

Loan details

Lenders and lending teams

Loan details