A loan of $3,000 helped to pay for food products needed to sell in the store.


Alla's story

Alla is from Armavir, where she lives together with her 3-year-old son. For about a year, Anna has been running a small store where she trades with food products.

Due to a kind attitude toward people, Alla was able to gain customers in Armavir town. Now, as the business is new, Alla needs to fill the store with new products.

So, she has applied for this loan to purchase products needed for the store.

Alla had already taken a loan from a local financial institution before, but unfortunately, wasn't able to return it back. However, thanks to the hard work during the recent times, Alla was able to open a new store, ensuring that she will be able to cover the monthly payments.

So, she has now been approved for a loan within the framework of a new joint initiative between Kiva and SEF international. The second-chance loan program provides loans to people who have a bad credit history and have no access to credit products.

The loan is very important for Alla to have a successful business and gather more income for her son.



Loan details


Lenders and lending teams




Loan details