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Naziramo lives in the city of Dushanbe. She is 35 years old. Naziramo is divorced from her husband and is now raising the children alone. She is the mother of three children. She has a son and two daughters. The divorce did not break Naziramo and she found strength in herself to move forward for the sake of the children.

Naziramo wants to work and she needs to support the children. She knows how to sew and sews very well. For Naziramo, spending time at the sewing machine is a pleasure and she decided to combine pleasure with utility. Naziramo plans to take orders for sewing at her home. But her sewing machine is very old and it is urgent for her to acquire a new one, since she has already found customers. Naziramo lacks resources to buy the needed sewing machine, and she is requesting help to collect the missing sum, to buy a sewing machine and to being activities.
View original language description ↓
Назирамо живет в городе Душанбе. Ей 35 лет. Назирамо развелась с мужем и сейчас растет детей одна. Она мама троих детей. У нее сын и две дочки. Развод не сломал Назиру и она нашла в себе силы продвигаться вперед ради своих детей.
Назирамо хочет работать и ей нужно обеспечивать детей. Она умеет шить и шьет очень хорошо. Для Назирамо время проведенное за швейной машинкой одно удовольствие и она решила совместить приятное с полезным. Назирамо планирует брать заказы для шитья на дому. Но ее швейная машинка очень старая и ее срочно необходимо приобрести новую, так как она уже нашла клиентов. Чтобы купить необходимую швейную машинку у Назирамо не хватает средств, и она просит ей помочь собрать недостающую сумму, купить швейную машинку и начать деятельность.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 210
    View loans »
    Tajikistan Loans Fundraising
  • $31,077,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Naziramo to purchase a sewing machine in order to offer services as a dressmaker.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 17, 2014
Currency Exchange Loss:
Oct 17, 2014