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Karima is a young, 22-year-old seller. She has a retail outlet at a market in her town of Konibodom, where she is involved in selling women's, men's and children's shoes. Karima has been involved in sales for over 3 years. She is married. However, her husband is not close by now; he is working outside the country, and Karima currently lives with her parents. Concurrently, Karima works as a nurse at a hospital, at a cardiac diseases division. She works there according to a shift schedule. Now Karima needs a loan to develop her retail business. She wants to use the loan to purchase a selection of winter shoes and, thus, increase her sales volume.
View original language description ↓
Карима молодая продавщица в возрасте 22 лет. Она на рынке своего города Конибодом имеет торговую точку, где занимается продажей женской, мужской и детской обуви. Карима занимается торговлей более 3 лет. Она замужем. Однако ее мужа сейчас нет рядом, он находится на заработках за пределами страны и Карима на данный момент живет у своих родителей. Одновременно Карима работает медсестрой в больнице, в отделении сердечных заболеваний. Она там работает по графику дежурств. Сейчас Карима нуждается в кредите для развития своего торгового бизнеса. На сумму от кредита она хочет приобрести ассортимент зимней обуви и тем самым увеличить количество продаж.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Karima to purchase winter shoes and develop her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 16, 2014
Currency Exchange Loss:
Feb 17, 2015