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Madhuban Mahila Krushak Club Group
In this Group: Tunalata, Raitanjali, Gitanjali, Basanti, Bijayalaxmi, Sanjukta, Gagani, Kholana, Kalpana, Sulochana, Gitanjali, Soudamini, Mamata
The women of the Madhuban Mahila Krushak Club are from a small village in Odisha in the northern part of the India. The group is composed of 13 women who earn their living by raising animals like cattle and chickens, selling milk, and cultivating and selling vegetables. They need additional capital to maintain, enhance or expand their businesses and decided to apply for a loan with People's Forum. They are excited and full of hope to begin this new year with solid goals and dreams.

Tunalata is a 40-year-old married mother of three children who range in age from 8 to 15 years old. In the picture, the lady seated with her hand raised is Tunalata. She completed three years of formal education but due to the poor economic condition of her family, had to leave her education behind. Along with all the clients of People's forum, Tunalata realizes that education is a vital key to a successful future for her children. She shares that her business is running quite well and, because of its success, she will be able to register her children in a good school this year! Her husband shares the same goals for the children. Tunalata is engaged in vegetable cultivation and she produce potatoes, tomatoes, onions, and seasonal vegetables. She is applying for her first loan with People's Forum. The requested funds will be used to purchase standard quality seeds, fertilizers and pesticides for her vegetable cultivation. With an optimistic spirit and positive attitude, Tunalata looks forward to this new year with its challenges, blessings and successes.

On behalf of her colleagues, Tunalata expresses gratitude and appreciation for the support from Kiva investors throughout the world who lend such necessary and vital support. In addition, the ladies send greetings to all for a happy, healthy and successful new year!

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 81
    View loans »
    India Loans Fundraising
  • $6,091,475
    Funds lent in using Kiva
  • 61.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Madhuban Mahila Krushak Club Group's $5,300 loan helped a member to purchase standard quality seeds, fertilizers and pesticides for her vegetable cultivation.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Dec 31, 2013
Jan 14, 2014
Currency Exchange Loss: