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Rustam is a good-natured 30-year-old man who is married and the father of one child. He and his wife lead a happy life and are doing all they can to give a good life to their child. Rustam makes a living from his own business and has been involved in buying and selling fruits and vegetables for a few years already. He used to work on a mid-size farm in the past, but he then decided to sell his own harvest. Using his own truck, he now transports his crops and sells them at the market in town. He also buys other types of fruits and vegetables at the market and resells them in his own store. This business brings him a stable and good income.

Rustam now wants to expand his business and he would also like to build a small kiosk, next to his house, where his wife could sell fruits and vegetables. He plans to use his loan to buy a large selection of fruits and vegetables. He has turned to Arvand to receive this loan, and he is hoping for a positive outcome.
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Рустам жизнерадостный мужчина в возрасте 30 лет. Он женат и имеет одного ребёнка. Рустам со своей женой живут счастливо, и стараются воспитывать своего ребёнка в достатке. Для того, чтобы иметь доход на проживание Рустам занимается своим бизнесом. Вот уже на протяжении нескольких лет он занимается купля продажей фруктов и овощей. Раньше он занимался деканством и потом решил реализовывать свой урожай. Он перевозит на собственной грузовой машине урожай в город на рынок для продажи. А также покупает на рынке другого вида овощи и фрукты и продаёт их в своём селе. Этот бизнес приносит ему постоянный хороший доход. И сейчас Рустам хочет расширить свой бизнес, обустроить возле своего дома небольшой прилавок, где его жена будет продавать разнообразные овощи и фрукты. Поэтому он хочет взять кредит для покупки большого ассортимента овощей и фруктов. Для получения кредита он обратился в Арванд и надеется на положительный результат.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 230
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Rustam to purchase fruits and vegetables.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 18, 2013
Jan 16, 2014
Currency Exchange Loss:
Feb 15, 2014