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Ramatoulaye's Group
In this Group: Ramatoulaye, Alarba, Mariama Samba, Sotto, Matiatou , Aminata Bouna, Racky, Coumba Ablaye, Ansatou Aliou, Assanaou, Houleymatou, Dienabou Ousmane, Binta, Diaraye, Mariama, Fatoumata, Dienabou, Kadiatou, Fatoumata, Kady, Fatoumata Ablaye, Rouby*, Dienabou, Aminata, Oumou, Saybatou, Cooumba Woury, Ramatoulaye Ismaila, Sona*, Ouseynatou
* not pictured
This group is made up of very active women in a banc villageois created in December 2010. They meet under the protective wing of the women, who all come from the same neighborhood and who have good understanding and solidarity between the members. As their main money-making activity, they have small businesses. Ms. Ramatoulaye (seated to the far right with her left hand raised) is the star borrower of the group. She is 28 years of age, married and the mother of two children (one boy and one girl). She makes fruit juice from local produce, like hibiscus flowers, baobab fruit, ginger root and tamarin, which she sells from her home in her neighborhood and at the central market. She also sells ice cream in her neighborhood. With this loan, she expects to stock up on a half of a bag of hibiscus flowers at 9,000 francs CFA, baobab fruit by the bag for 8,000 francs CFA, a crate of sugar for 22,500 francs CFA, some packaging and various other ingredients. The profits from her business allow her to support her husband in the management of the needs of her family and to reinforce her savings.
View original language description ↓
Ce groupe est composé de femmes très actives dans ce banc villageois créé en Décembre 2010. Il regroupe en son sein des femmes qui sont toutes issues du même quartier et ont une bonne entente et solidarité les membres. Elles ont comme activité principale le petit commerce.

Madame Ramatoulaye (assise à l’extrême droite avec la main gauche levée), est emprunteur vedette du groupe. Elle est âgée de 28 ans, elle est mariée et mère de 02enfants (01 garçon et 01 fille). Elle fait des jus de fruit à base de produits locaux feuille de bissap, pain de singe, racine de gingembre et de tamarin qu’elle vent chez elle dans son quartier et au marché central. Elle vend aussi de la glace dans son quartier.

Avec ce prêt elle compte s’approvisionner en bissap pour un demi-sac à 9 000 Frs CFA, en pain de singe par sac de 8 000 Frs CFA caisse, du sucre pour 22 500 Frs CFA et des emballages et divers ingrédients.

Les bénéfices de son activité lui permettront de soutenir son mari dans la gestion des besoins de la famille et de renforcer son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,756,775
    Funds lent in using Kiva
  • 479.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ramatoulaye's Group's $4,025 loan helped a member to stock up on half of a bag of hibiscus flowers at 9,000 francs CFA, baobab fruit by the bag for 8,000 francs CFA, a crate of sugar for 22,500 francs CFA, some packaging and various other ingredients.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2013
Jan 13, 2014
Currency Exchange Loss:
Jul 21, 2014