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Kamala is 23 years old, married, and has two children with her husband. Kamala has a secondary education. Kamala's livestock business is the primary source of income for the family. She started four years ago when she bought 70,000 KGS worth of livestock. Because of Kamala's hard work, her farm now has two milk cows, one horse, one calf, two sheep, three lambs, five goats, and five kids. Her monthly income is 12,000 KGS. In order to further develop her farm, Kamala turned to the microfinance bank "Bai-Tushum and Partners" for a loan to buy sheep for breeding. Kamala plans to invest profits from the loan into expanding her livestock, and she plans to save enough money educate her children.
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Камале 23 года, замужем, вместе с супругом воспитывают 2 детей. У Камалы - среднее образование, в качестве основного дохода для своей семьи Камала занимается животноводством, стартовав 4 года назад, с покупки скота на 70,000 сом KGS. Благодаря упорному труду Камалы, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 1 теленок, 2 овцы, 3 ягненка, 5 коз, 5 козлят. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Камала обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку овец для увеличения поголовья скота. Доходы от кредита Камала планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Kamala buy sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 16, 2014
Currency Exchange Loss:
Feb 17, 2016