A loan of $1,075 helped a member to ask for a loan to buy fertilizers to support her husband's field in order to produce a better crop.


Mrs. Khil Thavy Village Bank Group's story

Eight members in Ta Kret village in Kampong Cham province make up a village loan. Each member plans to use the loan for a different purpose. Mrs. Khil T. is the village bank president who has been selected by the members. She is a tailor who uses cloth to process into clothes for the villagers. Her husband, Mr. Yeang Mengleang, is a farmer. In this plantation, he now faces a small problem because the soil in his field is infertile, which affects his crop. Thus, his wife, Mrs. Khil T., has decided to ask for a loan to buy fertilizers to support her husband's field in order to produce a better crop. Mrs. Khil T. has three children who are all attending school. This village bank loan is an end-of-term loan where all the members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because they are the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Khil, Sa, Ean, Toem, Ches, Uk, Nhem, Yin
*not pictured



Loan details


Lenders and lending teams



Loan details