A loan of $1,200 helped to start a clothing trading business.


Ketevan's story

Ketevan is a 51-year-old woman from Sachkhere district. She lives with her son, grandson and mother-in-law, who gets monthly assistance from the local government. Besides that, the only source of the family's income is Ketevan's job working as a nurse and getting 200 GEL per month. This income is hardly enough for the family to meet their basic needs, so Ketevan decided somehow to improve her salary and start another activity.

She couldn’t receive a loan from the local financial institutions (because of their requirements to have business experience or stable revenue) until the Start Up program, which is a joint product of Kiva and Credo, began. The program allows rural poor like Ketevan to get a chance to start or re-start a business.

She requested a loan of 1,200 USD to begin trading clothing. She plans to purchase the products at wholesale prices and then resell among her friends and neighbors. This will be a huge support for this hardworking woman to earn a living and provide a better future for her family.



Loan details


Lenders and lending teams




Loan details