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Juan is 28 years old. He is married and has three children. His main economic activity is cargo transport. He travels to the tropical area of Cochabamba and the whole country. He has 8 years of experience, but since the income he earns isn’t enough to cover his expenses, he makes cement wash basins on the weekends. His wife takes care of their cattle. Since the time he was very young, he has had to work to get ahead and buy a lot for his house, with the goal of continuing to get ahead and to provide better benefits for his family. He is requesting a loan to finish the construction of his house, which he could not finish because he did not have the necessary funds. This is how he will provide improved comfort and well-being for his family.
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El señor Juan tiene 28 años, está casado y tiene tres hijos, su actividad principal es el transporte de carga, viaja al trópico de Cochabamba y a todo el país, cuenta con una experiencia de 8 años, pero como los ingresos que obtiene no le alcanzan para cubrir todos sus gastos, los fines de semana fabrica lavanderías de cemento, mientras que su esposa se dedica a la ganadería. Desde muy joven tuvo que dedicarse a trabajar para salir adelante y se compro un lote para contruir su casa. Con el objetivo de otorgar mayores beneficios a su familia, solicita un crédito para terminar la construcción del segundo piso de su vivienda, ya que la obra no se termino por que no tenia dinero suficiente, de esta forma lograra proporcionarle a su familia mayor comodidad y bienestar.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Juan to buy a land title and finish construction on his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 30, 2014
Currency Exchange Loss:
Dec 20, 2014