A loan of $1,500 helped a member to ask for a loan to buy more calves for breeding in order to re-sell.


Mrs. Duch Channy Village Bank Group's story

The village bank, which consists of ten people, is located in Ta Kret Village in Kampong Cham Province. Each member will use the loan for a different purpose. Mrs. Duch C. is the village bank president and she was born in 1961. She is a farmer who cultivates twice a year. During the rainy season, she cultivates rice while growing vegetables in the dry season. Her husband, Mr. Kem Touch, is a cow middleman who buys cows and re-sells them later at a better price. Since this business is going well, he wants to expand it, so his wife, Mrs. Duch C., decided to ask for a loan to buy more calves for breeding in order to re-sell. Mrs. Duch C. has five children, three of whom are employed in a garment factory, while the remaining two are attending school.

This village bank loan is an end-of-term loan and all the members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK's main product because they are the most beneficial to Cambodia's poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK's clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Duch, Trann, Mak, Hoem, Sann, Hoem, Seom, Uk, Em, Seng



Loan details


Lenders and lending teams



Loan details