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Ainur is a 57-year-old widow who has raised two children by herself. She has a higher education and is involved in animal husbandry, an activity which provides her family with its main source of income. She started in this field 16 years ago with the purchase of livestock for 15,000 som (KGS). Thanks to Ainur's hard work, her farming business now comprises 12 dairy cows, five horses, 30 sheep, as well as 2.76 hectares of land on which she grows potatoes and sainfoin for her own use and for resale. She makes a monthly income of 15,000 som (KGS).

In order to further develop her business, Ainur has turned to the microfinance bank "Bai Tushum & Partners". She is taking a loan to buy cows and increase her livestock headcount. Ainur plans to reinvest the profits from her loan to further increase her numbers of farm animals. She is also planning to save enough money to repair her house.
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Айнур 57 лет, вдова, одна воспитала 2 детей. У Айнур - высшее образование, в качестве основного дохода для своей семьи Айнур занимается животноводством, стартовав 16 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Айнур, в ее хозяйстве на сегодняшний день имеется: 12 дойных коров, 5 лошадей, 30 овец, а также имеет земельный надел размером 2,76 ГА, на которой выращивает картофель, сеет эспарцет для внутрихозяйственного потребления и реализации. Ежемесячный доход составляет 15,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Айнур обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Айнур планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 49.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Ainur to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 23, 2013
Jan 14, 2014
Currency Exchange Loss:
Jan 18, 2015