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Nargis is a married woman from Dushanbe. She is 34 years old with three children. They have two sons (10 and eight years old) and a daughter (three years old). Her husband works in security at the Korvon market. Nargis used to be a school teacher, but is now unemployed.

Because of their family's financial situation, she has decided to go back to work and start a small business. Nargis wants to buy a booth next to one of the town markets, and prepare and sell hotdogs. She figures that this business is profitable and will improve the family's financial situation. They don't have the means to buy the booth so Nargis is not able to realize her idea. She asks for help and believes that people will help her.
View original language description ↓
Наргиз замужняя женщина из города Душанбе. Ей 34 года. Наргиз замужем за Амина. Они вместе воспитывают троих детей. У них два сына и дочка. Сыновьям 10 и 8 лет, а младшей дочке 3 года. Муж Наргиза работает в службе охраны рынка Корвон. Наргиз раньше работала учительницей в школе, но сейчас она без работная, и сидит дома. Из-за финансового положения семьи, Наргиз решила выйти на работу. Она собирается заняться маленьким бизнесом. Наргиза хочет купить будку рядом с одним из рынков города и заниматься изготовлением и продажей хот-догов. Наргиза считает, что такая работа прибыльная, и она улучшить финансовое положение семьи. Но из-за нехватки средств для покупки будки Наргиза не может реализовать задуманное. Она просит помощи и верит, что ей помогут.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Nargis to buy booths to prepare and sell hot dogs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 13, 2014
Currency Exchange Loss:
Nov 17, 2014