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Juan Francisco
Juan lives in his own house with his wife and their two children. He has been growing sugarcane, vegetables, and tomatoes for several years. In addition to this, he makes ‘dulce de panela’ [unrefined brown sugar wrapped in sugarcane leaves]. With what he gets from his work he manages to get his family ahead.

Juan is requesting a loan to buy fertilizer for the sugarcane and tomato plants. He will also use the loan to perform maintenance on the grinder where he makes the sweets, which is shown in the photograph. This way he will get better income and give his family a better quality of life.
View original language description ↓
juan vive en casa propia con su esposa y sus dos hijos, el se dedica al cultivo de caña de azúcar, de hortalizas y tomates desde hace varios años, adicional a eso se dedica a la elaboración de dulce de panela, con lo que obtiene de su trabajo logra sacar adelante a su familia, Juan esta solicitando un crédito para la compra de abono para la caña de azúcar y una tomatera, también para darle mantenimiento a la molienda donde hace el dulce que es el que muestra la fotografía, asi obtener mejores ganancias y darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


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About El Salvador

  • $7,500
    Average annual income
  • 579
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Juan Francisco to buy fertilizer for the sugarcane and tomato plants and to perform maintenance on the grinder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 11, 2013
Feb 4, 2014
Currency Exchange Loss:
Jan 17, 2015