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Update on Nelya

Nelya lives in Pavlograd. She has a retail business. Nelya sells varied retail items at the local market. She owns her own sales point and has around 16 years of work experience. Nelya is married and has adult children.

Nelya needs a loan in the amount of 21,000 hryvnia to purchase plastic bags, shopping bags and gift sets to sell. Nelya is happy working in this type of area at the market. She is open, sociable and purposeful, which helps her establish contact with potential customers and build a stable business.
View original language description ↓
Неля живет в Павлограде. Она занимается бизнесом в сфере торговли. Неля торгует на местном рынке промышленными товарами. Торговые точки у нее выкупленные, опыт работы около 16 лет. Неля — замужем, у нее есть взрослая дочь.
Неле нужна сумма в размере 21 000 гривен для того, чтобы закупить партию полиэтиленовых пакетов, хозяйственных сумок и подарочных наборов под реализацию. Неля прекрасно себя чувствует, работая в этой сфере на рынке. Она открытая, коммуникабельная и целеустремленная, что помогает ей легко налаживать контакт с потенциальными покупателями и строить стабильный бизнес.

Previous Loan Details

Nelya is married with a grown daughter. She used to work at the Pavlograd mechanical factory. However, her salary was held back most of the time while the work itself was very hard. Therefore, Nelya resigned and launched her small enterprise in the central city market. Today she is an entrepreneu... More from Nelya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Nelya to purchase plastic bags, shopping bags, gift sets and other inventory in bulk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 13, 2013
Jan 13, 2014
Currency Exchange Loss:
Jul 19, 2015