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Update on Lubov

Lubov lives and works in Novaya Kahovka. She is a sole proprietor, seller. Lubov has a retail pavillion at a local market, where she leases land from the administration, and also a department at a local shopping center. Lubov primarily sells children's and juniors' clothing. She has been involved in sales for 16 years. Lubov plans to use the financial aid in the amount of 25,000 hryvnia to make trip for merchandise and refill her selection with winter children's clothing, specifically pants, jackets, skirts, sweaters and shirts, and also children's toys.
View original language description ↓
Любовь живет и работает в Новой Каховке. Она — частный предприниматель-торговец. У Любови есть торговый павильон на местном рынке, где она арендует землю у администрации, а также отдел в местном торговом центре. Любовь в основном торгует детской и подростковой одеждой. В торговле занята уже 16 лет.
Финансовую помощь в размере 25 000 гривен Любовь планирует использовать для того, чтобы осуществить поездку за товаром и пополнить ассортимет зимней детской одежды, а именно купить брюки, куртки, юбки, свитера и кофты, а также детские игрушки.

Previous Loan Details

Lubov's business is going well with thanks to her previous loan, which she used to purchase seasonal children's clothing. The diversified assortment of goods attracted more customers and thus, brought more profits to her business. This time Lubov is asking for a loan to purchase Spring clothin... More from Lubov's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ukraine

  • $8,200
    Average annual income
  • 6
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,050 helped Lubov to purchase merchandise, such as pants, jackets, skirts, sweaters and shirts, and also children's toys.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Jan 13, 2014
Currency Exchange Loss:
Jan 17, 2015